Raleigh, the capital of North Carolina, is a city where innovation meets Southern charm. As one of the vertices of the Research Triangle, Raleigh is a hub for technology, education, and life sciences, attracting professionals and families alike with its vibrant economy and high quality of life. The city boasts lush parks, a thriving arts scene, and diverse neighborhoods. From the historic homes of Oakwood to the bustling streets of Downtown, Raleigh offers a dynamic urban living experience. The city’s appeal is further enhanced by its proximity to affluent areas such as Cary, Apex, Wake Forest, and Chapel Hill, providing residents with a variety of lifestyle choices amidst the beauty of the Piedmont region.
Dreaming of a home in Raleigh? Our Jumbo Verified™ lender network is ready to assist you with competitive rates and mortgage plans designed for Raleigh’s unique real estate market. Whether you’re looking for a downtown condo, a suburban family home, or a residence near top-rated schools and parks, let us guide you through your homeownership journey in Raleigh.
Tailored Mortgage Solutions for Raleigh’s Diverse Real Estate
Raleigh’s real estate market reflects the city’s growth and diversity, offering a range of properties from modern urban apartments to spacious suburban homes. Our lenders are experts in navigating this market, providing mortgage strategies that cater to the varied preferences of potential homeowners in Raleigh.
- A variety of mortgage types for Raleigh properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions that accommodate the diverse range of property types found in Raleigh, supporting a broad spectrum of housing needs and preferences.
- Customized mortgage plans that reflect the unique lifestyle choices Raleigh offers, from its rich cultural scenes to serene residential areas.
- Expertise in Raleigh’s housing market, with specialized financing options like Land, Construction, and Bridge loans.
- Competitive rates to support your home purchase or refinancing in Raleigh, making homeownership more accessible in North Carolina’s capital.
Experience Raleigh’s Vibrant Lifestyle
Living in Raleigh offers an exceptional lifestyle, marked by its blend of economic opportunity, cultural activities, and recreational amenities. We’re committed to helping you find a mortgage solution that supports your life in this dynamic city. Whether exploring Raleigh’s museums and galleries, enjoying its diverse culinary scene, or relaxing in one of the many parks, your home in Raleigh will be a place of comfort and opportunity.
2024 NORTH CAROLINA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ALAMANCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALEXANDER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALLEGHANY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ANSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ASHE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AVERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BEAUFORT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BERTIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BLADEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRUNSWICK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUNCOMBE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BURKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CABARRUS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALDWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAMDEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARTERET COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CASWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CATAWBA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHATHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHEROKEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHOWAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLEVELAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLUMBUS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CRAVEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CUMBERLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CURRITUCK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DARE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DAVIDSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DAVIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DUPLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DURHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EDGECOMBE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FORSYTH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GASTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GATES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRAHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRANVILLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GUILFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HALIFAX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARNETT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAYWOOD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENDERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HERTFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HYDE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IREDELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JOHNSTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JONES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LENOIR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCDOWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MACON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARTIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MECKLENBURG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MITCHELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTGOMERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MOORE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NASH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEW HANOVER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NORTHAMPTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ONSLOW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ORANGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PAMLICO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PASQUOTANK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PENDER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PERQUIMANS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PITT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POLK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RANDOLPH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RICHMOND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROBESON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROCKINGHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROWAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RUTHERFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAMPSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCOTLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STANLY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STOKES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SURRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SWAIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TRANSYLVANIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TYRRELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UNION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VANCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WARREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WATAUGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILKES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YADKIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YANCEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND RALEIGH
Neighborhoods
Five Points, Glenwood, Wade, Hillsborough, Six Forks, North, Falls Of Neuse, Mordecai, Northwest, North Central, Morrisville, Cary, Apex, Carrboro, Holly Springs, Chapel Hill, Wake Forest, Rolesville, Knightdale & Fearrington Village.
Zip Codes
27601, 27603, 27604, 27606, 27607, 27608, 27609, 27610, 27612, 27613, 27614, 27615, 27616 & 27617
Counties
Wake County, Johnston County, Nash County, Franklin County, Durham County, Chatham County, Lee County, Harnett County, Sampson County, Wayne County, Wilson County, Orange County, Lee County, Hoke County, Halifax County & Granville County.